Education & Workshop
Overview
H.O.P.E. Inc. homebuying courses are designed to educate first time homebuyers on the benefits of homeownership and the framework of financial independence. Our step-by-step process simplifies the entire home buying process in an understandable format leaving you informed and enlightened.
Fast Track Homebuyer Education Program
Our Fast Track program offers mortgage-ready homebuyers a dynamic and engaging educational experience. This course is designed to thoroughly educate you on the fundamentals of the home purchase process.
Key Features:
- Comprehensive Curriculum: Covers all essential aspects of buying a home.
- HUD Approved: Meets the requirements of down payment assistance programs that mandate a minimum of 8 hours of housing counseling provided by a HUD-approved agency.
- Engaging Format: Fast-paced and interactive sessions to keep you engaged and informed.
Join our Fast Track program to gain the knowledge and confidence you need to make informed decisions and successfully navigate the homebuying journey.
● Mortgage Basics
● Understanding Credit
● Money Basics
● Shopping For Your Home
● Insurance
● Closing
Single Attendee
Married Couples
EHome America Online Homeownership Course
EHome America provides a structured online course based on the NeighborWorks America curriculum, “Realizing the American Dream.” This comprehensive program is designed to educate and empower future homeowners through a variety of engaging methods.
Key Features:
Interactive Learning: Includes videos, frequent feedback, quizzes, and tests to ensure understanding and retention.
Bilingual Support: Available in both English and Spanish to cater to a wider audience.
State Compliance: Meets the homeownership education requirements mandated by state housing agencies, including the Maryland CDA program.
Enroll HERE in EHome America to gain the essential knowledge and skills needed for successful homeownership.
Framework
The partnership between H.O.P.E. and the Framework Homebuyer Education course guides you step-by-step toward becoming a homebuyer, providing everything you need to search, buy and own like an expert.
With the Framework Homebuyer Education course, you’ll learn what to expect as you buy a home. You’ll learn to speak the language of homeownership from equity to escrow and everything in between and you’ll earn a certificate of completion to prove it. Tools like checklists, worksheets, glossaries of need-to-know terms and more will help you move from overwhelmed to empowered.
Here’s a snapshot of what you’ll learn:
- How much house you can afford
- Ways to fix and improve your credit
- Tips to budget and manage debt
- Strategies to make the most of a home inspection
- How to get a good mortgage interest rate
- Steps to prepare for the closing process
Click HERE to get started.
Lunch and Learn with H.O.P.E.
The Lunch & Learn seminars are designed to empower individuals with essential financial education and strategies for wealth building. We aim to enhance the quality of life in our community through informative sessions that cover topics such as:
- Budgeting
- Credit Building
- Homeownership
- Maryland Mortgage Programs
- Downpayment assistance & Closing cost
- Foreclosure process
- Estate planning
- Wealth Building
- Bankruptcy
- Wills
Join us during lunch to elevate your financial knowledge and equip yourself with the tools necessary for abrighter financial future. Together, we can empower our community and improve the overall quality of life for all households.