Welcome to Housing Options
& Planning Enterprises
(H.O.P.E.) Inc.

**Tailored Support for Home Stability**

The Housing Counseling Program at H.O.P.E. Inc. provides tailored services for homebuyers, homeowners, and low- to moderate-income renters. Our expertise lies in foreclosure intervention, homebuyer education, and fostering financial capabilities.
One-on-One Guidance

**Protecting Homes, Empowering Lives**

If you’re facing mortgage difficulties, our personalized one-on-one counseling is crafted to assist households in averting foreclosure and reclaiming financial stability. At H.O.P.E. Inc., crisis intervention is ingrained in our services, adapting to address the changing needs of our community while empowering borrowers with actionable solutions.

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Financial Capability Empowerment

**Building Stronger Financial Futures**

Discover the power of financial literacy! Our program equips individuals with vital skills in saving, debt reduction, budgeting, and credit management. We’re dedicated to helping households manage their finances for lasting stability.

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Education Programs

**Knowledge for Sustainable Homeownership**

Join our group education sessions focused on the homebuying process, home maintenance, financial management, and tackling issues like predatory lending. It’s crucial to understand every step, from working with a realtor and lender to finally receiving your new home’s keys, especially given recent changes in the real estate industry. We are here to support and empower you in achieving successful and sustainable homeownership.

CLICK LINK TO LEARN MORE and ENROLL for HOMEBUYING WORKSHOP

Affordable Housing Development

**Revitalizing Communities, Building Dreams**

Through federal, state, and local funding for residential developments and community revitalization projects, we provide housing for affordable homeownership and rental options for eligible families.

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Community Development Financial Institution (CDFI)

**Empowering Housing Accessibility**

As a Certified Community Development Financial Institution, we leverage financing tools to address affordable housing needs. Our mission? To provide affordable financing solutions for everyday needs, preserve affordable housing inventory, and promote equitable access to housing for everyone.

CLICK LINK TO LEARN MORE ABOUT OUR CONSUMER LOAN, USDA 502 DIRECT, AND OTHER FINANCING PROGRAMS