H.O.P.E, Inc Classes
H.O.P.E, Inc Homebuying courses are designed to educate first time homebuyers on the benefits of homeownership as well as provide them the framework from becoming financial independent. H.O.P.E, Inc curriculum were created with prospective and novice homebuyers as well as home owners in mind with our proven step-by-step process that demystifies the entire home buying process and sustainable homeownership; by presenting it in a simple understandable format that is both informative and enlightening.
One-On-One Credit Counseling
H.O.P.E. assists with resolution to barriers of financial well-being through one-on-one counseling. This includes a complete evaluation of their financial status and credit readiness. Credit counseling/rebuilding help people gain control of their financial affairs. This service is for both potential homebuyers and for homeowners; designed to increase clients’ credit score and reduce their debt-to-income (DTI) by providing life-long financial skills. One-on-one counseling sessions address savings, credit and debt barriers; using the latest industry tools, techniques and resources. CLICK HERE TO REGISTER
Financial Education and Training
Take Control of Your Financial Future
Our “Take Control of Your Financial Future” program offers comprehensive financial education services designed to engage, educate and inspire people to take positive action. This program offers services and resources to provide practical financial education training for individuals that have credit challenges and need assistance to establish a positive financial structure. This is a six (6) months–2 monthly sessions of hands on financial education designed to address: credit challenges, money management and spending behaviors. One-on-one counseling is an integrated part of this program. CLICK HERE TO REGISTER
Homebuyer Club 16 Hours 8 Weeks Core Classes
For the potential homebuyer who desires a more comprehensive course of study, needs support to become mortgage ready, or has interest in strategies to build wealth, Homebuyers Club is for you. H.O.P.E, Inc’s Homebuyers Club is the quintessential homebuying education course of its kind.
We combine the core elements of real estate, finance, and credit with an Active Learning environment designed to change the way you think about money and credit to empower our clients to financial well-being and create sustainable homeownership. With the proposed increase in borrowers’ down payment, requirements for reserves and the strict credit guidelines; financial security is a priority.
• Financial Fitness
• Managing Your Credit
• Managing Your Money
• Shopping for a Home
• Acquiring a Mortgage
• Your Home Inspection
• Insurance Essentials
• Closing on your Home
• Home Preservation & Graduation
1st Time Homebuyer’s Seminar (Fast Track)
For the potential homebuyer who is mortgage ready we offer a condense version of Homebuyers club entitled Fast Track. It is designed to provide students with the core essential information necessary to become an educated homebuyer in only 8 hours. Fast Track is a fast-paced educational-experience guaranteed to rouse students with a keen desire to learn more while keeping them highly engaged. We recommend the Fast Track course as an excellent vehicle for teaching the fundamentals of home buying.
This course meets the requirements of down payment assistance programs that requires a minimum of 8-hours housing counseling /course to be provided by a HUD approved housing counseling agency.
• Mortgage Basics
• Understanding Credit
• Money Basics
• Shopping For Your Home
HOMEBUYER’S CLUB VS. FAST TRACK BENEFITS CHART
eHome America Online Class
Now quality learning can be found anytime on the Internet. In English and Spanish with over 50 video tutorials, eHome America is the most comprehensive online home buyer training course available throughout the nation. Home buyers learn at their own pace and are held accountable with integrated quizzes and tests.
This structured web-based class is based on the NeighborWorks America curricula, ‘Realizing the American Dream’ with videos to assist learning. To improve the accessibility of the informative, interactive modules, the text was written to a sixth to eighth grade reading level. Unlike a classroom environment, eHome America Homebuyer Education course checks student’s learning with frequent feedback through quizzes and tests.
Additionally, the U.S. Department of Agriculture’s Office of Rural Development announced that eHome America’s homebuyer education meets the Agency’s needs as a provider for on-line homebuyer education. eHome America satisfies homeownership education requirements by state housing agencies (such as Maryland CDA program) it is not approved for Prince Georges County My Home program.
Framework Online Class
Buying a home is a big deal. Do it right.
Once upon a time, buying a home was simple. Today, the game has changed. Whether you’re buying for the first time or the fifth, you need to be more savvy, more proactive. With homebuyer education, you can be. It’s not just about buying a home—it’s about staying in it. Research shows that informed homebuyers are successful homeowners.
Framework is the only online homebuyer course designed by experts in online learning. It’s comprehensive, so you’ll have all the facts you need to navigate every step of the buying process. And you can learn when, where, and how you like.