Intake Package

Online Resources


Local Resources

Prince George’s County Association of REALTORS® –
Prince George’s Department of Housing and Community Development –

State Resources

Maryland Mortgage Program –
The HOPE Initiative Homeowners Preserving Equity –

Federal Resources

Housing and Urban Development (HUD) –
Fannie Mae –
Freddie Mac –

Money Management

US Federal Reserve Bank –
U.S. Financial Literacy and Education Commission –

Credit Rebuilding

Free Annual Credit Report –
Payment Reporting Builds Credit –
Federal Trade Commission Bureau of Consumer Protection –

Youth Financial Literacy

National Endowment for Financial Education –
Fun Financial Literacy Activities for Kids, Teens, Parents and Teachers –
Jump$Start Coalition for Personal Financial Literacy –


Real Estate & Mortgage

Mortgage Bankers Association –

Realty Times –

Credit Resources

Credit Bureaus Contact Information

P.O. Box 105873
Atlanta, GA 30348



Experian (formerly TRW)
P.O. Box 2104
Allen, TX 75013-2104



Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022


Forms and Info

Credit Reports –


Credit and Debt Management –

Alternative Credit Scores –,php?article_id=330601

Budgeting –


References and Resources

“How to Establish, Use and Protect Your Credit” “Your Credit Report”


“Demystifying Your Credit Score” –

Credit Score FAQ: Frequently Asked Questions about Credit Scores – Experian


Maryland SAIL

H.O.P.E. has partnered up with the Department of Human Resources to conveniently assist their customers with completing and submitting applications to the local DSS via the web based application known as SAIL.

H.O.P.E. will provide the online access as well as other resources such as faxing or printing documents as well. If traveling to your DSS office is too difficult for you, feel free to call our office at 301-567-3330  to schedule an appointment.

For more info about  Maryland SAIL please visit


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