If you are considering buying in Baltimore city or county, you should not take this online workshop. Please view the requirements for Baltimore City and County


06/09/17 11:06 AM


Baltimore City Requirements

  • First-Time Homebuyers (see “Definitions” below) must complete Homebuyer Education with an organization approved by Baltimore City, and obtain a certificate of completion BEFORE entering into a contract of sale to purchase a home.
  • Move-Up Homebuyers (see “Definitions” below) must complete Homebuyer Education with an organization approved by Baltimore City, and obtain a certificate of completion BEFORE CLOSING.
Baltimore County   Requirements

  • Homebuyer Education must be received from one of the following agencies:
    • Belair-Edison Neighborhoods, Inc.
    • Diversified Housing Development
    • Eastside Community Development Corp., Inc.
    • Harbel Housing Partnership Program
    • St. Ambrose Housing Aid Center​​
  • Workshop and individual counseling must be completed and a certificate of completion received BEFORE the borrower enters into a contract of sale to purchase a home.

Also, Hartford County has specify requirements:

Harford Requirements

  • Homebuyer Education must include a minimum of two hours of one-on-one, face-to-face counseling and three hours of workshop counseling. The counseling must be conducted by a HUD-approved housing counseling agency or by a lender that uses the services of a mortgage insurer with an established education/counseling program.​

 

 

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