Archive for the 'Uncategorized' Category

VETERANS JOB FAIR – A FREE HIRING EVENT- RECRUIT MILITARY

Oct. 4th 2018

 

FOR VETERANS,TRANSITIONING MILITARY PERSONNEL,NATIONAL GUARD MEMBERS, RESERVE MEMBERS AND SPOUSES

COMPANIES ARE HIRING!!!!!!

JOB OPPORTUNITIES-CONTINUING EDUCATION OPPORTUNITIES-BUSINESS OWNERSHIP OPPORTUNITIES

LOCATION:

M&T BANK STADIUM

1101 RUSSELL STREET

BALTIMORE, MD 21230

TIME: 11:00 – 3:00PM

DATE: THURSDAY, OCTOBER 11,2018

REGISTER NOW!!!!!!

FOR MORE DETAILS VISIT:  RecruitMilitary.com/Baltimore

 

Posted by naustin@hopefinancial.org | in Uncategorized | No Comments »

WALKER MILL ROAD PROPERTY (FOR SALE) INCOME 50%AMI – INCOME QUALIFICATIONS BELOW

Jun. 21st 2018

HOUSE HAS BEEN REMODLED EVERYTHING IS NEW!!!!!!!

 

IN ORDER TO QUALIFY FOR THIS PROPERTY YOUR INCOME HAS TO BE WITHIN THE 50% RANGE:

VERY LOW (50%) INCOME LIMITS – 1 PERSON IN HOUSEHOLD  INCOME CAN NOT EXCEED 38,650

2 PEOPLE IN HOUSEHOLD INCOME CAN NOT EXCEED 44,150

3 PEOPLE IN HOUSEHOLD INCOME CAN NOT EXCEED 49,650

4 PEOPLE IN HOUSEHOLD INCOME CAN NOT EXCEED 55,150

5  PEOPLE IN HOUSEHOLD INCOME CAN NOT EXCEED 59,600

6 PEOPLE IN HOUSEHOLD INCOME CAN NOT EXCEED 64,000

7 PEOPLE IN HOUSEHOLD INCOMECAN NOT EXCEED 68,400

8 PEOPLE IN HOUSEHOLD INCOME CAN NOT EXCEED 72,800

IF YOU ARE INTERESTED , PLEASE GIVE US A CALL.

Posted by naustin@hopefinancial.org | in Uncategorized | 8 Comments »

Home Preservation Workshop Hosted By Housing Options & Planning Enterprises

Sep. 28th 2017

ATTENTION WELLS FARGO CUSTOMERS:

 

Are you a Wells Fargo mortgage customer facing mortgage payment challenges? If so, we invite you to get the answers you need at a free mortgage assistance event being held right in your community.

 

You can personally meet with a Wells Fargo representative who will privately discuss your financial concerns and options.

 

To register online, go to wellsfargo.com/attend or for more information, call 1-855-692-7208

 

Please register by Tuesday, October 10,2017

Walk-ins welcome but registration is recommended.

Date: Thursday, October 12,2017

Time: 10:00am – 7:00pm

Place: Greenbelt Marriott

6400 Ivy Lane Greenbelt, MD 20770

Posted by naustin@hopefinancial.org | in Uncategorized | No Comments »

If you are considering buying in Baltimore city or county, you should not take this online workshop. Please view the requirements for Baltimore City and County

Sep. 6th 2017
Baltimore City Requirements

  • First-Time Homebuyers (see “Definitions” below) must complete Homebuyer Education with an organization approved by Baltimore City, and obtain a certificate of completion BEFORE entering into a contract of sale to purchase a home.
  • Move-Up Homebuyers (see “Definitions” below) must complete Homebuyer Education with an organization approved by Baltimore City, and obtain a certificate of completion BEFORE CLOSING.
Baltimore County   Requirements

  • Homebuyer Education must be received from one of the following agencies:
    • Belair-Edison Neighborhoods, Inc.
    • Diversified Housing Development
    • Eastside Community Development Corp., Inc.
    • Harbel Housing Partnership Program
    • St. Ambrose Housing Aid Center​​
  • Workshop and individual counseling must be completed and a certificate of completion received BEFORE the borrower enters into a contract of sale to purchase a home.

Also, Hartford County has specify requirements:

Harford Requirements

  • Homebuyer Education must include a minimum of two hours of one-on-one, face-to-face counseling and three hours of workshop counseling. The counseling must be conducted by a HUD-approved housing counseling agency or by a lender that uses the services of a mortgage insurer with an established education/counseling program.​

 

 

Posted by hopefinancial | in Uncategorized | 1 Comment »

HUD Raises the Bar for Housing Counselors

Dec. 19th 2016

Author: Brian Honea in Daily Dose, Featured, News December 14, 2016

image001Housing counselors participating in HUD-approved programs must now be certified in order to offer services to consumers, according to an announcement from HUD on Wednesday.

The new certification requirements call for counselors to pass a standardized written exam and work for a HUD-approved counseling agency. Congress directed HUD to develop a standardized certification program for housing counseling in response to the crisis, in order to “increase the competency of counselors in the full range of housing issues confronting consumers.” That range of issues includes protecting consumers from scams perpetrated by operators who prey on the most vulnerable consumers, according to HUD.

“Independent research shows that consumers working with a HUD housing counseling agency have better credit, more savings, and fewer foreclosures than similar non-counseled consumers,” HUD stated in its announcement.

In order to pass the examination, housing counselors must demonstrate competence in the following areas, according to HUD:

  • financial management
  • property maintenance
  • responsibilities of homeownership and tenancy
  • fair housing laws and requirements
  • housing affordability
  • avoidance of, and responses to, rental and mortgage delinquency and avoidance of eviction and mortgage default

 

HUD is offering training and study resources in both English and Spanish to help counselors prepare for the examination. Resources available include a practice test to be made available soon. HUD said it has target Spring 2017 as the publication date for the actual certification test. The final rule will take full effect three years from the time that the certification examination is published, according to HUD.

“Once HUD’s rule is fully implemented, housing counseling required by HUD or provided in connection with any HUD program will meet common standards and will be delivered by a HUD certified counselor working for a HUD-approved housing counseling agency,” HUD stated in its announcement.

Consumers seeking assistance will then be able to search an online database managed by HUD, containing a list of HUD-approved housing counseling agencies and certified counselors.

Click here to read HUD’s final rule.

Posted by hopefinancial | in Uncategorized | No Comments »

Pathway to Purchase ( program is available until funds run out )

Oct. 13th 2016

First Time Homebuyers Kit for Pathway to Purchase_2

PATHWAY TO PURCHASE GUIDELINES_1

PATHWAY TO PURCHASE Program Income Limits_2

 

 

 

 

Posted by hopefinancial | in Uncategorized | 10 Comments »

Maryland Mortgage Program (MMP)

Oct. 13th 2016

image001

Posted by hopefinancial | in Uncategorized | No Comments »
  • Search

  • Events
  • Recents Posts

  • Resources

    Foreclosure Prevention Advice: 
    Keeping Your Home: A guide to Foreclosure Prevention and Assistance in Prince George’s County, MD - www.pgcf.org
    Help for America’s Homeowners - www.makinghomeaffordable.org
    Read more.

  • Calendar

     mon  tue  wed  thu  fri  sat  sun
              01 02
    03 04 05 06 07 08 09
    10 11 12 13 14 15 16
    17 18 19 20 21 22 23
    24 25 26 27 28 29 30
    31            
    Hover over a colored date to view events

  • Follow Us!

  • Contact Us

    6188 Oxon Hill Road, Suite 700
    Oxon Hill, MD 20745
    301-567-3330 (Office)
    301-710-0607 (Fax)
  • Translate:

Translate »